A new type of home loan

$0.00

Monthly payments (principal or interest)

7.6%

Interest rate PA (simple interest)

Deferral Fee

At the end of term

Other fees apply.  Please read the FAQs for details

A no monthly payments home loan for mid-life.

For 1st or 2nd mortgage home loans
Pay all principal and simple interest at the end of the loan
Pay a Midkey Deferral Fee in exchange for no monthly payment

(the fee is a proportion of any increase in your home’s value, agreed at the start)

No age-limits (18+)
No fixed repayment timeframe, pay when you are ready

Message us here

One of our Australian-based loan specialists will contact you directly regarding your enquiry.

Do you own your home?

Is the value of your current home loan less than 80% of the value of your house?
How much do you expect to borrow with a Midkey?
First name
Surname
Email address
Phone number
Postcode
How would you prefer Midkey to contact you?
Your Message
How did you hear about Midkey?
By submitting your contact details, you are giving us permission to contact you. Thank you!
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

How can I use Midkey?

Dreams and challenges

Access additional debt for exciting opportunities. Manage life’s costly curveballs. Build that business. Renovate your home. Buy a new car. Pay the school fees. Pay unforeseen medical expenses.

Buy another property

Buy a larger home or buy a second property - or even help a family member purchase their property.

Reduce regular debt payments

Pay off more of your home loan or pay off other debt such as car loans or credit cards, and in turn, reduce your regular monthly debt payments.

Is the value of your current home loan less than 80% of the value of your house?
How much do you expect to borrow with a Midkey?
First name
Surname
Email address
Phone number
Postcode
Your Message
By submitting your contact details, you are giving us permission to contact you. Thank you!
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
Do you have more than a 20% deposit for the home you are buying?
How much do you expect to borrow with a Midkey?
First name
Surname
Email address
Phone number
Postcode
How would you prefer Midkey to contact you?
Your Message
How did you hear about Midkey?
By submitting your contact details, you are giving us permission to contact you. Thank you!
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.